Minggu, 02 Januari 2011

health insurance policy

$ 1 million lifetime maximum aggregate per accident or illness .
A $ 250.00 deductible per year deductible plan . The deductible will be reduced to $ 75.00 per occurrence ( to a maximum of $ 250.00 per policy year ) , when the first treatment was given at the Student Health and Wellness Center or Counseling Center , and when you called outside providers by the Health and Fitness Center or Counseling Center .

A national network of hospitals and doctors to reduce out - of- pocket cost to the students travel outside the Baltimore - Washington area . To locate the nearest hospital or health care provider that is part of the Preferred Provider Network , call Aetna Student Health at (800) 558-8845 or go online to Aetna DocFind Service.
Unlimited Evacuation and Repatriation Medical Travel Assistance coverage as well as around the world .
Vision One ® , a discount program that allows you to save money on eyeglasses , contact lenses and nonprescription items such as sunglasses and contact lens solutions in thousands of locations nationwide .

F - 1 degree seeking students may choose to buy a health insurance policy is different . However , ISC must approve your policy before you will be eligible to register for classes . F - 1 students are highly recommended to buy insurance for dependents in the United States you have to register dependents at the time of enrollment or within 30 days after arrival in the United States depends .

For new students starting in the fall of 2013 only half of the following policies would be acceptable and approved :

Policies for students who are sponsored by their home government or the U.S. government
Students covered by U.S. policy through their own or a family member work ( must buy Ascension medical evacuation / repatriation policies )
Policies issued by the parent / partner in your home country that meets the requirements .

Continuing students can continue the policies that have been approved in the previous semester and must submit and approve the Petition to Approve Health Insurance Policy Alternatives before holding F will be deleted .

To be approved , your insurance policy must meet the following criteria :

This policy is valid until at least the beginning of the next semester ;

Medical benefits are not limited to the copayment maximum of 25 % and a maximum $ 150 deductible ;
Repatriation benefits are not limited to ;
The benefits are not limited medical evacuation ;
The policies provide the same benefits for each sex ( ie pre - natal benefits and maternity at no additional cost and Title IX compliant ) .

This policy pays for pre-existing conditions after 6 months of continuous coverage . ( Regardless if there is a pre-existing condition ) .U.S. government

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